North Carolina High School Athletic Association
#NCHSAAGameLockedIn

Insurance Programs

Excess Accident ($0 to $25,000 Coverage)

Claims for Excessive Accident: Send completed forms by Mail, Email, or Fax to:

Health Special Risk, Inc.
8400 Belleview Drive, Suite 150
Plano, TX 75024
Phone: (972) 512-5600 | Toll Free: (800) 328-1114 | Fax: (972) 512-5600
Email: claims@hsri.com
M-F, 8 am – 6 pm CST


Catastrophic Coverage ($25,000 And Up Coverage)

 Should expenses exceed the $25,000 level, contact Michele Wood with Marsh & McLennan (see below).


General questions should be directed to Marsh McLennan Agency representatives:

Mailing Address:
2301 Sugar Bush Road, Suite 600
Raleigh, NC 27612

Michele F. Wood, CISR, Technical Account Manager and Claims Manager
Direct: (919) 719-9573  |  Fax: (212) 607-1134
Michele.Wood@marshmma.com 
M-F 7:30 am to 4 pm

Kinsey Davis, Business Insurance Senior Client Manager 
T (919) 532-3636  |  M (919) 270-8928  |  F (919) 256-1969
Kinsey.Davis@MarshMMA.com

W. Russell James, CIC, Consultant – Business Insurance
Risk Management Consultant
T (919) 719-9582 |  M (919) 397-6675  |  F (919) 719-9571
Russell.James@marshmma.com

Catastrophic Insurance for Schools

Member schools must purchase catastrophic insurance for all students and personnel participating in interscholastic athletic activity every year. In 2021, legislation was passed that changed how NCHSAA Member schools purchased catastrophic insurance. Public and charter schools may buy insurance through the N.C. Department of Insurance.

Click here to visit the Department of Insurance’s webpage for more details

NCHSAA member schools should contact your respective central offices to inquire about athletic-related insurance and visit the NC Department of Insurance website.