North Carolina High School Athletic Association
#BetterTogetherSince1913

Insurance Programs

Note

Details for the 2024-2025 policies will be posted soon.

Excess Accident ($0 to $25,000 Coverage)

Claims for Excessive Accident: Send completed forms by Mail, Email, or Fax Claim to:

Health Special Risk, Inc.
8400 Belleview Drive, Suite 150
Plano, TX 75024
Phone: (972) 512-5600 | Toll Free: (800) 328-1114 | Fax: (972) 512-5600
Email: claims@hsri.com
M-F, 8 am – 6 pm CST


Catastrophic Coverage ($25,000 And Up Coverage)

Catastrophic Coverage Brochure

Claims for Catastrophic: Send completed forms by Mail claim to:

Special Risk Services
P.O. Box 31156
Omaha, NE 68131
Phone: (800) 524-2324 


General questions should be directed to Marsh McLennan Agency representatives:

Mailing Address:
2301 Sugar Bush Road, Suite 600
Raleigh, NC 27612

Michele F. Wood, CISR, Technical Account Manager and Claims Manager
Direct: (919) 719-9573  |  Fax: (212) 607-1134
Michele.Wood@marshmma.com 
M-F 7:30 am to 4 pm

Kinsey Davis, Business Insurance Senior Client Manager 
T (919) 532-3636  |  M (919) 270-8928  |  F (919) 256-1969
Kinsey.Davis@MarshMMA.com

W. Russell James, CIC, Consultant – Business Insurance
Risk Management Consultant
T (919) 719-9582 |  M (919) 397-6675  |  F (919) 719-9571
Russell.James@marshmma.com

Catastrophic Insurance for Schools

Member schools must purchase catastrophic insurance for all students and personnel participating in interscholastic athletic activity every year. In 2021, legislation was passed that changed how NCHSAA Member schools purchased catastrophic insurance. Public and charter schools may buy insurance through the N.C. Department of Insurance.

Click here to visit the Department of Insurance’s webpage for more details

NCHSAA member schools should contact your respective central offices to inquire about athletic-related insurance and visit the NC Department of Insurance website.