North Carolina High School Athletic Association

Insurance Programs

Excess Accident ($0 to $25,000 Coverage)

Catastrophic Coverage ($25,000 And Up Coverage)

OFFICIALS CLAIMS: Send completed forms by Mail, Email, or Fax Claim to:

Health Special Risk, Inc.
8400 Belleview Drive, Suite 150

Plano, TX 75024

Phone: (972) 512-5600 Toll Free: (800) 328-1114

Fax: (972-512-5600


M-F, 8 am – 6 pm CST

General questions should be directed to Marsh & McLennan representatives:

Mailing Address:
2301 Sugar Bush Road, Suite 600
Raleigh, NC 27612

Michele F. Wood, CISR, Technical Account Manager and Claims Manager
Direct: (919) 719-9573  |  Fax: (212) 607-1134 
M-F 7:30 am to 4 pm

Kinsey Davis, Business Insurance Senior Client Manager 
T (919) 532-3636  |  M (919) 270-8928  |  F (919) 256-1969

W. Russell James, CIC, Consultant – Business Insurance
Risk Management Consultant
T (919) 719-9582 |  M (919) 397-6675  |  F (919) 719-9571

Catastrophic Insurance for Schools

Member schools must purchase catastrophic insurance for all students and personnel participating in interscholastic athletic activity every year. In 2021, legislation was passed that changed how NCHSAA Member schools purchased catastrophic insurance. Public and charter schools may buy insurance through the N.C. Department of Insurance.

Click here to visit the Department of Insurance’s webpage for more details

NCHSAA member schools should contact your respective central offices to inquire about athletic-related insurance and visit the NC Department of Insurance website.