Insurance Programs

Excess Accident ($0 to $25,000 Coverage)

Catastrophic Coverage ($25,000 And Up Coverage)

OFFICIALS CLAIMS: Send completed forms by Mail, Email, or Fax Claim to:

Health Special Risk, Inc.
8400 Belleview Drive, Suite 150

Plano, TX 75024

Phone: (972) 512-5600 Toll Free: (800) 328-1114

Fax: (972-512-5600


M-F, 8 am – 6 pm CST

General questions should be directed to Marsh & McLennan representatives:

Marsh & McLenan

Mailing Address:
2301 Sugar Bush Road, Suite 600
Raleigh, NC 27612

Michele F. Wood, CISR, Technical Account Manager and Claims Manager
Direct: (919) 719-9573  |  Fax: (212) 607-1134 
M-F 7:30 am to 4 pm

Kim O’Connor, Account Manager
T (919) 532-3632

W. Russell James, CIC, Consultant – Business Insurance
Risk Management Consultant
T (919) 719-9582 |  M (919) 397-6675  |  F (919) 719-9571

Student-Athlete Accident and Parent Purchase Voluntary Student-Athlete Insurance

In North Carolina high school athletics, additional voluntary student-athlete accident coverage from $0 – $25,000, with internal limits, can be purchased by the Parents/Guardians as an additional supplement. As a service and resource, the NCHSAA is partnered with McGriff, who can offer School Purchased Student Athletics and Catastrophic Insurance along with Parent/Guardian purchased Voluntary Student-Athlete Accident insurance.

If you have questions related to either type of insurance, please contact your school/school district, or you may contact a representative of McGriff to learn more about their products and services.


Dan Nunnery, Senior Vice President
Email: | Phone: 800-476-4339

Voluntary Insurance Enrollment Form

School/District Brochures:

Voluntary Student Accident Insurance Flier 2022-2023

Charlotte-Mecklenburg Student Accident Insurance Flier 2022-2023

Student & Athletic Insurance Schedule of Benefits 2022-2023

Catastrophic Insurance for Schools

Member schools must purchase catastrophic insurance for all students and personnel participating in interscholastic athletic activity every year. In 2021, legislation was passed that changed how NCHSAA Member schools purchased catastrophic insurance. Public and charter schools may buy insurance through the N.C. Department of Insurance.

Click here to visit the Department of Insurance’s webpage for more details.